SBI Senior Citizens Scheme 2025: Friends, State Bank of India has given a golden opportunity to senior citizens, this scheme has been designed for all those seniors who are interested in getting maximum benefit from the amount invested.
Under this scheme launched by SBI, you all will earn an extra ₹ 44,000 on a fixed deposit of ₹ 100000. This option of monthly income gives stability to all the seniors of the country.
SBI Fixed Deposit Scheme
Under this special scheme of State Bank of India, seniors will get high interest rate on investment amount, this scheme has been brought by the bank keeping in mind the financial security of the seniors.
All senior investors will get very high interest rate under this scheme, due to which all of you will be able to get the amount by investing in the scheme as per your requirements.
Key Features:-
- Highest interest rate
- Flexible investment tenure
- Option to earn every month
- Investment amount is safe
- Credibility of the bank
- Process is very easy.
Senior citizens will get benefit from SBI’s scheme
Friends, this scheme has been started only for senior citizens, so if you are a senior citizen, then you will get the benefit of this scheme started by SBI i.e. State Bank of India,
It provides an opportunity to provide financial security to all investors. Under the scheme, interest rates are given for different time periods through which investors can easily meet their needs.
| Amount to invest | interest rate received | Time period (in years) | Amount of additional benefit received |
|---|---|---|---|
| ₹1,000,00 | 7.5 percent | 5 | ₹44 thousand |
| ₹2,000,00 | 7.75 percent | 5 | ₹88 thousand |
| ₹5,000,00 | 8 percent | 5 | ₹2 lakh 20 thousand |
| ₹10,000,00 | 8.25 percent | 5 | ₹4 lakh 40 thousand |
| ₹15,000,00 | 8.5 percent | 5 | ₹6 lakh 60 thousand |
| ₹20,000,00 | 8.75 percent | 5 | ₹8 lakh 80 thousand |
| ₹25,000,00 | 9 percent | 5 | ₹11 lakh |
SBI Monthly Income Plan for Seniors
Friends, State Bank of India’s Monthly Income Scheme gives a stable source of regular income to seniors. It plays a role in helping all seniors in meeting their monthly financial needs. Under State Bank of India’s Monthly Income Scheme, you can get interest every month on the investment amount, through which you will get the benefit of fixed income every month.
| Amount to invest | Monthly income | The amount of total benefit received |
|---|---|---|
| ₹1 Lakh | ₹1200 Rupees | ₹44000 Rupees |
| ₹2 lakh rupees | ₹1200 Rupees | ₹88000 Rupees |
| ₹5 lakh rupees | ₹6000 Rupees | ₹220000 rupees |
| ₹10 lakh rupees | ₹12000 Rupees | ₹440000 Rupees |
| ₹15 lakh | ₹18000 Rupees | ₹660000 rupees |
| ₹20 lakh | ₹24000 Rupees | ₹880000 rupees |
How to avail the benefit of SBI scheme
All senior citizens can avail the benefits under this SBI scheme by preparing and applying.
Prepare important documents :-
- Aadhar Card or PAN Card Identification Card Address Proof Certificate Account Details
Easy process of application:-
- Have to go to SBI branch.
- To get complete details of the scheme.
- Investment amount and tenure have to be selected.
- Important documents have to be submitted.
- Processing has to be completed.
